Aaj ke time mein jab aap bank account open karte ho, to bank bahut si services automatically activate kar deta hai jaise ATM card, UPI, net banking, SMS alert, auto debit, cheque book etc.
Lekin bahut se log hote hain jo in sab services ka use nahi karte. Wo sabhi tarah ke charges se bachna chahte hain, isliye wo bank account se sabhi services band karna chahte hain.
Is article mein hum step-by-step samjhenge ki Bank Account Se Sabhi Services Kaise Band Kare
Table of Contents
Bank Account Aapko Kaun-Kaun Si Services Deta Hai
Agar aap kisi bhi bank mein apna account open karte ho, to bank aapke benefit ke liye bahut si services deta hai. Baad mein aap chahe to inhe activate ya deactivate kar sakte ho.Maine niche kuch common services di hain 👇
1️⃣ Debit Card / ATM Card
Ye logon ki favourite service hoti hai jisse bank ATM se paisa nikalna, online payment, shopping ya kisi bhi type ka bill pay kiya ja sakta hai.
Apko amazon credit card bill ke problem aur Dobut ko Quiz ke through jana chahte ho to yea quide apko help karega
🔗 Amazon credit card bill Quiz
2️⃣ UPI – Unified Payments Interface
Aaj ke time mein UPI ka trend alag hi level par hai. Is service se aap mobile ke through kahin bhi payment kar sakte ho.Google Pay, PhonePe, Paytm jaise apps ka use hota hai.
3️⃣ Net Banking
Is service ke through aap online bank account access kar sakte ho, account information dekh sakte ho aur balance check kar sakte ho.
4️⃣ Mobile Banking
Ye bhi UPI ki tarah hoti hai, lekin ismein bank ka official app hota hai jisse aap apne account ki sabhi tarah ki information jaan sakte ho.
Also read: How to mobile Banking in 2026
5️⃣ SMS Alert Service
Ye service bahut achhi hoti hai sabhi account holders ke liye. Bank aapko SMS ke through transaction ki information deta hai.
Account open hone ke baad bank aapko cheque ke through payment ka access deta hai, lekin limited cheque book milti hai.
7️⃣ Passbook Facility
Bank ID proof ke liye ek passbook provide karti hai jisme aap apne account ke transactions aur baaki information dekh sakte ho.
8️⃣ Auto Debit / Standing Instruction
Jab aap loan lete ho ya kisi app ka auto payment set karte ho, to subscription payment automatically cut hoti hai.
9️⃣ Nominee Facility
Ye ek important service hoti hai. Account holder ke baad bank account ka saara paisa nominee ko diya jaata hai. Har saving account mein nominee add karne ka option hota hai.
🔟 Joint Account Facility (Optional)
Ek se zyada log ek hi account use kar sakte hain.Salary, family aur business purpose ke liye use hota hai.
Kaun Si Bank Services Zaruri Hai Aur Kaun Si Optional?
Bank ke through di gayi har service important hoti hai. Isliye service band karne se pehle samajhna zaruri hai ki kaun si service aapke liye zaruri hai aur kaun si optional.
✅ Zaruri (Important)
- Bank Services
- 1️⃣ Passbook Facility
- 2️⃣ SMS Alert (OTP ke liye)
- 3️⃣ Nominee Facility
- 4️⃣ Interest on Savings Account
- 5️⃣ Basic Fund Transfer (Branch / Cheque)
⚠️ Optional Bank Services
- 6️⃣ Debit Card / ATM Card
- 7️⃣ UPI Service
- 8️⃣ Net Banking Service
- 9️⃣ Mobile Banking App
- 🔟 Cheque Book Service
- 1️⃣1️⃣ Auto Debit
Bank Account Se Kaun-Kaun Si Services Band Kar Sakte Hai?
Kya apko pata hai bank account aur services mai se use nahi karne par bank account kaise reject hota hai maine es par details mai article likha ya dekhne ke liyea links par click kare
📌 Link: bank account kaise reject hota hai
Bank account ki services ko alag-alag tarikon se band kiya ja sakta hai, lekin har service ke liye alag process follow karna hota hai:
- Debit Card / ATM Card
- UPI Service
- Net Banking
- Mobile Banking
- SMS Alert Service
- Auto Debit
- Cheque Book
- NomineeJoint Holder Services
Bank Account Ki Services Kaise Band Kare?
Agar aap bank account ke jis bhi service ka use nahi karte ho jo aapke liye unnecessary hai, agar aap band karna chahte ho to niche har ek service ke liye alag-alag process diya gaya hai jise follow karke aap service ko band kar sakte ho.
🔹 1️⃣ Debit Card / ATM Card Kaise Band Kare
Kab band kare:
Agar aapka card chori ho jaye, use nahi karte ho ya aap annual charges se bachna chahte ho to card ko block ya band kar sakte ho.
Band kaise kare:
Band karne ke bahut se tarike hain –Apni branch jaakar application dekarBank staff ko bol karMobile banking se temporary ya permanent band kar sakte ho
Hey kya aap Amazon credit card use karte aur use karne bahut se dobut ya Question a rahe to maine is guide Quiz ke through bataya hai
🔗 Amazon credit card bill Quiz
🔹 2️⃣ UPI Service Kaise Disable Kare
UPI band karna thoda easy hai. Ise band karne ke liye aapko bank ya kahin aur jaane ki zarurat nahi padti.
Kaise band kare:
- UPI app (GPay, Paytm, PhonePe) se apna UPI account delete karo
- Mobile number change hone se UPI automatically disable ho jata hai
Note:
UPI band hone se bank account ya account holder par koi effect nahi padta.
🔹 3️⃣ Net Banking / Mobile Banking Kaise Band Kare
Agar Jana hai ki Net / mobile banking kaise chalu kare to maine es par details mai article likha hai yea bhi dekhe
📌 Link: Bank account kaise use kare
Mobile Banking:
Mobile banking band karne ke liye aapko bank ke official app mein jaakar disable ya delete account ke option par click karna hota hai.Apni account information dekar mobile banking band kar sakte ho.
Net Banking:
Bank branch visit karo, application do ya customer care se request karne ke baad aapki net banking band ho sakti hai.
Tip:
Agar aap security ke liye bank services use nahi karte ho to ye service band karna aapke liye better option ho sakta hai.
🔹 4️⃣ SMS Alert Service Kaise Band Kare
Main ye service band karne ke liye recommend nahi karta kyunki ye service sabhi bank account holders ke liye best hoti hai.
Kyun band kare:
Is service ko band karne ka ek hi reason ho sakta hai – bank SMS ke liye charge karta hai. Agar aap charges bachna chahte ho to band kar sakte ho.
Band karne ke tarike:
- SMS alert deactivate form bhar kar
- branch mein submit karo
- Customer care ko call karke request karo
Warning:
SMS alert band karne ke baad aapko bank account ki information time par nahi milegi
🔹 5️⃣ Auto Debit Kaise Band Kare
Agar aap social media ya apps use karte ho to aapne dekha hoga ki kuch apps free trial ya subscription ka option deti hain. Payment automatically cut hoti hai – isi ko auto debit kehte hain.
Agar aap bank account ko ek branch dusre branch me transfer karna chahte ho, to bank account kaise transfer kare wali post bhi dekh sakte ho.
📌 Link: Bank account transfer kaise kare
Auto debit examples:
- Subscription
- SIP
- Loan EMI
- Insurance premium
- OTT subscription
Band karne ke tarike:
- Step 1: Branch visit karke request karo
- Step 2: Agar mobile ya net banking band nahi karna chahte ho to jis-jis app ka subscription hai us app mein jaakar manually cancel karo
- Step 3: App open karo (GPay / Paytm / PhonePe)Autopay section par click karo Apna PIN daal kar autopay band karo
🔹 6️⃣ Cheque Book Service Kaise Band Kare
Apko bak account ke KYC me kio problem a raha hai to solution ke liyea es blog par Visit kare
📌 Link: Bank account ka KYC kaise kare offline & online
Kaise band kare:
- Bank branch visit karo
- Cheque service band karne ka request karo
- Unused cheque return karo
Account dormant hone par ye service automatically band ho jati hai.
🔹 7️⃣ Nominee / Joint Holder Services Remove
Iske liye bank branch visit karna bahut important hota hai.Apna ID proof aur documents lekar branch visit karo, apni problem batao aur service band karne ki request karo.
⚠️ Important Warning
Bank services band karna aur bank account band karna dono alag-alag cheezein hain.Sirf services band karne se:
Minimum balance rule band nahi hotaAccount maintenance charges band nahi hote
😲 Common Mistakes
- Service band karne ke baad samajhna account band ho gaya
- Important services band kar dena
- Galat jagah se try karna
- Branch visit na karna
- SMS alert band karke account check na karna
- Nominee add/update na karna
- Sirf app uninstall kar dena
- Changes ko ignore karna
✅ Solution
- Nominee zarur add kare
- Har change par dhyan de
- Services ko sahi tarike se band kare
- Branch visit kare
- Bank se charges confirm kare
- Officially branch ya customer care se deactivate karwaye
Conclusion 😃
Bank ke through di gayi har service important hoti hai. Jo services aap daily life mein use nahi karte, unhe aap band kar sakte ho, lekin important services sirf charges ke chakkar mein band nahi karni chahiye.
⚠️ Disclaimer
Is article mein di gayi jankari general awareness ke liye hai.Har bank ke rules, charges aur process alag-alag ho sakte hain.Koi bhi service band karne se pehle apni bank branch ya customer care se confirm zarur kare.
Ye website sirf information provide karti hai, financial ya legal advice nahi.
FAQ – Bank Services
1. Kya services band karne se bank account band ho jaata hai?
Ans: Nahi, services band karne se account band nahi hota.
2. Bank services band karna aur bank account band karna same hai?
Ans: Nahi, dono alag-alag process hain
3. UPI band karne se bank account par koi effect padta hai?
Ans:- nahi, UPI services band karne se bank account par kise bhi traha ka kio effect nahi padta hai
4. Kya SMS alert band karna sahi hai?
Ans: Mere according nahi, kyunki saari important information SMS se milti hai.
5. Kya sabhi services online band ho sakti hain?
Ans: Nahi, kuch services online aur kuch ke liye branch visit zaruri hota hai.
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