last updated: 14 January 2026
India mai lakho log cash nikalne ke liye ATM ka use karte hai lekin ATM har jagah nahi milti hai.Aur yeh na milna hi aapke liye ek bonus hai. To aaj ham baat karege ki How to start an ATM machine business in India
Table of Contents
Aap ATM machine laga kar har ek transaction par charge kar sakte ho. Aaj mai is blog mai batunga ATM machine ke business idea ke baare mai ekdum zero se pro level tak.
What is an ATM machine
Ek aisi machine jisme bank dwara rupiya deposit rehta hai aur aap kisi bhi bank ke debit card / ATM card ka use kar cash withdrawal karte ho — use hi ham ATM machine kahte hai.
How to Start an ATM Machine Business in India
ATM business
Yeh ek aisa business model hai jisme aap apni shop, rent property, ghar ke saamne bank ke ATM machine install karvate ho to aapko har ek transaction par commission milta hai.Isse yeh ek passive income generate karta hai — ek baar mehnat kar lo phir dubara utna nahi karna padta hai.
💰 ATM laga kar kamai kaise hota hai
Kamai ke trika :- Per transaction commision
| Transaction type | Commission /Average |
| Withdrawal | ₹8 – ₹15 per/tran |
| Balance Check | ₹2 – ₹5 |
| Mini Statement | ₹2 – ₹4 |
Example
Man lo ki agar din mai keval 200 log transaction karte hai to har ek transaction ka average commission ₹10 hai:200 × ₹10 = ₹2,000 per day
Monthly income approx → ₹40,000 – ₹60,000
Note:
Ye earning location, footfall aur company agreement par depend karti hai.
📍 Best places to install an ATM
Is business mai ek hi important cheez hai — location Kyuki yehi decide karti hai ki aapko yeh business milega ya nahi, aur kitni kamai hogi.Isliye location sahi choose kare
Best location:
ATM jaha par install karo jaha logo ko cash ki jarurat hoti hai — jaha zyada se zyada bhid–bhad ho.
Example:
- Railway station, Bus stand
- Hospital, market, mall
- Main road, Coaching–hostel area
- Petrol pump, highway
- Village mai chowk
- Bank ke pass
Worst location:
- Gali ya gali ke andar
- Traffic ke pass ya bagal mai
- Low internet connection
- Low security
How to install an ATM machine
Dekho ATM machine koi bhi bank direct nahi lagati hai, balki White Label ATM Companies lagati hai.
Top ATM Companies in India
- 1. Tata Indicash
- 2. Hitachi Money Spot ATM
- 3. Vakrangee ATM
- 4. Muthoot ATM
🚨 Alert
Bahut se WhatsApp group ya number kuch amount charge karke aapko ATM dilate hai — vo 99% fraud hote hai.Isliye aap kisi bhi company ke official website ya toll free number par hi apply kare.
Step by step How to apply an ATM Machine
ATM machine lagne ka full process, investment, documents, and profit niche bataya gaya hai:
🧾 Documents Required
- Aadhaar Card
- PAN Card
- 2 Passport Size Photos
- Electricity Bill (light bill)
- Shop Agreement Paper
- Ownership Proof
- Bank Passbook / Cancelled Cheque
- Rent agreement
Apply process
- Step 1: Decide location
- Step 2: White Label ATM company choose karo
- Step 3: Company ke official website par jao
- Step 4: Fill the Apply / Contact form
- Step 5: Company ki Survey team inspection karegi
- Step 6: Contract sign + installation
- Step 7: Machine live hone ke baad kamai chalu
Apply links
🔗 Tata Indicash
🔗. Muthoot ATM
ATM lagane mai kitna Investment
ATM lagane ke do models hote hai — agar aap beginners ho to aapke liye first wala best rahega:
1️⃣ Zero Investment Model
- Machine company lagati hai
- Maintenance company karti hai
- Cash filling company karegi
- Security company help karti hai
- Har ek tarah ka investment company deti hai
Aapko bas apni location deni hai aur uske badle company aapko commission ya rent pay karti hai.
Cost = ₹0. Earning = ₹12,000 – ₹45,000/month (Depends on location)
2️⃣ Own ATM Purchase Model
Yeh model thoda hard hota hai kyuki aapko ATM machine khud buy karna hota hai, saath hi rent, internet, Security, Maintenance khud hi karna hota hai.Isliye yeh thoda risky hota hai.
Cost approx ₹5,00,000 – ₹7,00,000
🧭 How to start ATM Business Step-By-Step?
🪜 Step 1 – Location Final
- Location final karo aur phir waha ke traffic ko dekho.Ek din khud bait kar count karo ki kitne log aate hai.
🪜 Step 2 – Company choose karo
- 1. Tata Indicash
- 2. Hitachi Money Spot ATM
- 3. Vakrangee ATM
🪜 Step 3 – Apply Form
- Official website par visit karo
- Fill the Apply form
🪜 Step 4 – Inspection Visit
- Company ke aadmi aapke jagah ko inspection karne aayenge:
- CCTV possible?
- Electricity
- Internet Sab sahi raha to → approval mil jayega
Sab sahi raha to → approval mil jayega
🪜 Step 4 – Agreement Sign
Agreement ke andar yeh sab likha rehta hai:
- Rent kitna milega
- Commission rate
- Time duration (mostly 5 years)
- Extra rules
🪜 Step 5 – Installation + Live Start 🎉
Machine install hokar 20–25 days mai live ho jati hai Aur phir payment agle month milta hai
🧲 Bonus tips – Income increase karne ka Secret
ATM + chota model ke business
- ATM ke bagal mai Xerox shop open kar do
- CSC centre open kar do
- Kisi bhi bank ka licence lekar baith jao
- Cafe open kar do
- Mobile recharge
Agar aapko nahi pata hai ki how to start a cafe business in India to ye article pado.
Benefits:-
ATM machine ke business se 45k aur + extra 20k Matlab Total monthly 60k approx earn kar sakte ho
Agar aapko low budget franchise business jaana hai to ye blog pado Best Franchise Business in India
Conclusion 😃
Agar aap business idea khoj rahe ho to yeh ek idea bahut accha hai business karne ke liye.Kyuki is business mai aapko low investment + low risk + passive daily income milta hai.
Agar aapke pass jagah ya shop khali padi hui hai to use khali mat chhoro —use paise kamane ka business bana do.
Agar aapko kisi tarah guide chahiye to niche WhatsApp par message karo —Mai khud tumhe guide kar dunga.
Disclaimer
Is article me di gayi jankari sirf general information aur educational purpose ke liye hai. ATM business ki income, commission aur approval location, bank/white-label company policy aur market conditions par depend karti hai. Hum kisi fixed income ya approval ki guarantee ya promise nahi dete. Apply karne se pehle hamesha company ki official website se details verify karein uske bad kio sa bhi decision le.
ATM business se related FAQ
1️⃣ Kya ATM lagane ke liye jagah ki jarurat hai?
Ans: Haan, ATM lagne ke liye aapko jagah chahiye — koi sa bhi jagah chalega bas waha users zarur visit kare.
2️⃣ Kya CCTV camera must hai?
Ans: Haan, yeh ek most important cheez hai security ke liye — minimum 1 CCTV jaruri hai.
3️⃣ ATM lagne ke liye kitna jagah chahiye?
Ans: Only 30–50 sq ft enough.
4️⃣ Best company for apply ATM machine?
Ans: Top ATM Companies in India: Tata Indicash, Hitachi, Vakrangee, Muthoot ATM
5️⃣ Is business mein kitna investment chahiye?
Ans: Is business mai aapko ek bhi rupaye kharch karne ki jarurat nahi — bas aapko jagah dena hai.
6️⃣ Kya bina shop ke yeh business kar sakta hu?
Ans: Haan agar shop nahi hai to koi baat nahi — rent par le sakte ho phir business kar sakte ho.
7️⃣ Kya electricity lagatar chahiye?
Ans: Haan bilkul — jaha ATM machine hai waha electricity lagatar chahiye. Agar inverter ho to advantage.
